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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,597 | $55,930-41.7% | $76,089-57.2% | $80,925-59.7% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 16.25% | 20.58%-4.3pp | 360.94%-344.7pp | 35.65%-19.4pp |
| Employer contribution / active EE | $2,603 | $1,866+39.5% | $2,690-3.2% | $2,756-5.6% |
| Participant deferral / active EE | $6,081 | $3,051+99.3% | $4,259+42.8% | $4,299+41.5% |
| Admin fee / account holder | $533 | $5,241-89.8% | $6,418-91.7% | $6,940-92.3% |