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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,112 | $88,203-22.8% | $165,100-58.7% | $74,478-8.5% |
| Participation rate | 95.4% | 73.1%+22.3pp | 78.6%+16.8pp | 67.2%+28.2pp |
| Annual return | 13.63% | 17.13%-3.5pp | 70.21%-56.6pp | 1370.56%-1356.9pp |
| Employer contribution / active EE | $2,206 | $2,601-15.2% | $4,348-49.3% | $2,626-16.0% |
| Participant deferral / active EE | $5,005 | $4,505+11.1% | $6,035-17.1% | $4,350+15.0% |
| Admin fee / account holder | $2,048 | $2,235-8.3% | $12,696-83.9% | $1,946+5.3% |