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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,112 | $88,137-22.7% | $164,975-58.7% | $74,429-8.5% |
| Participation rate | 95.4% | 73.1%+22.3pp | 78.6%+16.8pp | 67.2%+28.2pp |
| Annual return | 13.63% | 17.13%-3.5pp | 70.12%-56.5pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $2,206 | $2,597-15.1% | $4,343-49.2% | $2,625-16.0% |
| Participant deferral / active EE | $5,005 | $4,501+11.2% | $6,033-17.0% | $4,348+15.1% |
| Admin fee / account holder | $2,048 | $2,231-8.2% | $12,688-83.9% | $1,944+5.4% |