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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,344 | $70,366+49.7% | $66,674+58.0% | $138,895-24.2% |
| Participation rate | 46.2% | 76.2%-30.0pp | 73.7%-27.5pp | 79.9%-33.8pp |
| Annual return | 16.54% | 386.41%-369.9pp | 321.24%-304.7pp | 145.39%-128.9pp |
| Employer contribution / active EE | $2,212 | $2,765-20.0% | $2,620-15.6% | $4,194-47.3% |
| Participant deferral / active EE | $6,822 | $4,374+56.0% | $4,084+67.0% | $6,396+6.7% |
| Admin fee / account holder | $23 | $5,262-99.6% | $5,098-99.6% | $12,562-99.8% |