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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,282 | $160,070-54.8% | $147,117-50.9% | $145,897-50.5% |
| Participation rate | 41.7% | 84.0%-42.4pp | 82.2%-40.5pp | 80.3%-38.6pp |
| Annual return | 12.92% | 98.69%-85.8pp | 420.54%-407.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,913 | $5,285-63.8% | $4,932-61.2% | $4,663-59.0% |
| Participant deferral / active EE | $7,944 | $8,419-5.7% | $8,065-1.5% | $6,689+18.7% |
| Admin fee / account holder | $3,902 | $15,035-74.1% | $12,993-70.0% | $13,390-70.9% |