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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,271 | $81,262-2.4% | $155,602-49.1% | $80,911-2.0% |
| Participation rate | 93.3% | 66.2%+27.1pp | 78.2%+15.1pp | 67.6%+25.7pp |
| Annual return | 9.75% | 33.34%-23.6pp | 64.81%-55.1pp | 35.63%-25.9pp |
| Employer contribution / active EE | $2,778 | $3,102-10.5% | $4,675-40.6% | $2,756+0.8% |
| Participant deferral / active EE | $4,729 | $3,451+37.0% | $5,629-16.0% | $4,297+10.0% |
| Admin fee / account holder | $16,254 | $7,992+103.4% | $15,923+2.1% | $6,935+134.4% |