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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,271 | $81,331-2.5% | $155,534-49.0% | $80,935-2.1% |
| Participation rate | 93.3% | 66.3%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 9.75% | 33.37%-23.6pp | 64.92%-55.2pp | 35.66%-25.9pp |
| Employer contribution / active EE | $2,778 | $3,105-10.5% | $4,675-40.6% | $2,757+0.8% |
| Participant deferral / active EE | $4,729 | $3,454+36.9% | $5,630-16.0% | $4,299+10.0% |
| Admin fee / account holder | $16,254 | $7,999+103.2% | $15,900+2.2% | $6,924+134.7% |