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| Provider | Service type | Compensation |
|---|---|---|
PENTEGRA SERVICES, INC.1+ years Service code 14 · EIN 61-1667838 | Plan Administrator | $2,581 |
LT TRUST COMPANY1+ years Filed as: MG TRUST COMPANY, LLC Service code 19 · EIN 75-3182674 | Securities Custodian | $1,067 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported that benefits due were not provided when due.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,325 | $70,002-89.5% | $115,038-93.6% | $52,331-86.0% |
| Participation rate | 27.6% | 72.1%-44.5pp | 81.4%-53.8pp | 68.1%-40.5pp |
| Annual return | 10.39% | 4.04%+6.4pp | 26.14%-15.7pp | 4.54%+5.9pp |
| Employer contribution / active EE | $1,502 | $2,715-44.7% | $4,608-67.4% | $1,882-20.2% |
| Participant deferral / active EE | $139 | $4,920-97.2% | $6,026-97.7% | $3,022-95.4% |
| Admin fee / account holder | $41 | $566-92.8% | $8,175-99.5% | $592-93.1% |