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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,348 | $108,882-24.4% | $96,754-14.9% | $154,746-46.8% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | 13.99% | 98.39%-84.4pp | 82.04%-68.0pp | 172.34%-158.3pp |
| Employer contribution / active EE | $2,463 | $3,018-18.4% | $2,679-8.1% | $4,379-43.8% |
| Participant deferral / active EE | $6,523 | $5,323+22.6% | $4,758+37.1% | $6,730-3.1% |
| Admin fee / account holder | $1,593 | $10,200-84.4% | $8,905-82.1% | $14,365-88.9% |