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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,504 | $102,385-24.3% | $147,080-47.3% | $80,935-4.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.67% | 135.09%-119.4pp | 420.17%-404.5pp | 35.66%-20.0pp |
| Employer contribution / active EE | $4,358 | $3,717+17.2% | $4,933-11.7% | $2,757+58.1% |
| Participant deferral / active EE | $7,784 | $6,651+17.0% | $8,066-3.5% | $4,299+81.0% |
| Admin fee / account holder | $653 | $7,951-91.8% | $12,989-95.0% | $6,924-90.6% |