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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,552 | $97,289+261.3% | $92,805+278.8% | $155,188+126.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 16.56% | 29.03%-12.5pp | 31.59%-15.0pp | 148.84%-132.3pp |
| Employer contribution / active EE | $8,083 | $3,632+122.6% | $3,424+136.1% | $4,248+90.3% |
| Participant deferral / active EE | $18,095 | $8,795+105.7% | $8,448+114.2% | $6,531+177.1% |
| Admin fee / account holder | $54,675 | $12,015+355.1% | $10,911+401.1% | $14,480+277.6% |