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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,695 | $143,969-49.5% | $199,883-63.6% | $82,637-12.0% |
| Participation rate | 89.7% | 84.1%+5.5pp | 86.8%+2.9pp | 68.1%+21.6pp |
| Annual return | 9.57% | 25.67%-16.1pp | 43.81%-34.2pp | 53.51%-43.9pp |
| Employer contribution / active EE | $2,960 | $4,632-36.1% | $6,261-52.7% | $2,552+16.0% |
| Participant deferral / active EE | $2,689 | $6,937-61.2% | $9,138-70.6% | $4,126-34.8% |
| Admin fee / account holder | $5,346 | $14,597-63.4% | $17,268-69.0% | $7,339-27.2% |