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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,695 | $142,972-49.2% | $214,702-66.1% | $86,983-16.4% |
| Participation rate | 89.7% | 84.9%+4.8pp | 87.5%+2.2pp | 69.5%+20.1pp |
| Annual return | 9.57% | 18.49%-8.9pp | 54.55%-45.0pp | 25.83%-16.3pp |
| Employer contribution / active EE | $2,960 | $4,635-36.1% | $6,461-54.2% | $2,584+14.5% |
| Participant deferral / active EE | $2,689 | $6,568-59.1% | $9,147-70.6% | $4,194-35.9% |
| Admin fee / account holder | $5,346 | $17,617-69.7% | $19,830-73.0% | $7,856-31.9% |