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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,131 | $183,516-30.2% | $155,534-17.6% | $145,884-12.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.41% | 61.43%-45.0pp | 64.92%-48.5pp | 551.85%-535.4pp |
| Employer contribution / active EE | $7,979 | $5,315+50.1% | $4,675+70.7% | $4,662+71.1% |
| Participant deferral / active EE | $7,096 | $6,467+9.7% | $5,630+26.0% | $6,690+6.1% |
| Admin fee / account holder | $1,384 | $19,293-92.8% | $15,900-91.3% | $13,392-89.7% |