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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,656 | $81,331+462.7% | $155,534+194.2% | $80,935+465.5% |
| Participation rate | 97.4% | 66.3%+31.2pp | 78.2%+19.2pp | 67.7%+29.8pp |
| Annual return | 14.66% | 33.37%-18.7pp | 64.92%-50.3pp | 35.66%-21.0pp |
| Employer contribution / active EE | $31,206 | $3,105+905.1% | $4,675+567.5% | $2,757+1032.0% |
| Participant deferral / active EE | $22,836 | $3,454+561.1% | $5,630+305.6% | $4,299+431.1% |
| Admin fee / account holder | $30,153 | $7,999+277.0% | $15,900+89.6% | $6,924+335.5% |