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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,919 | $90,530-32.7% | $76,030-19.9% | $145,897-58.2% |
| Participation rate | 55.6% | 74.4%-18.9pp | 69.1%-13.5pp | 80.3%-24.8pp |
| Annual return | 13.09% | 625.08%-612.0pp | 361.54%-348.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $2,132 | $3,319-35.8% | $2,688-20.7% | $4,663-54.3% |
| Participant deferral / active EE | $7,635 | $5,164+47.8% | $4,257+79.4% | $6,689+14.1% |
| Admin fee / account holder | $1,475 | $8,383-82.4% | $6,421-77.0% | $13,390-89.0% |