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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,471 | $172,111-48.6% | $150,298-41.1% | $137,256-35.5% |
| Participation rate | 93.8% | 81.7%+12.0pp | 77.8%+16.0pp | 80.0%+13.8pp |
| Annual return | 12.27% | 69.37%-57.1pp | 62.79%-50.5pp | 220.34%-208.1pp |
| Employer contribution / active EE | $3,621 | $4,636-21.9% | $4,154-12.8% | $4,156-12.9% |
| Participant deferral / active EE | $6,767 | $6,166+9.7% | $5,453+24.1% | $6,407+5.6% |
| Admin fee / account holder | $1,142 | $16,471-93.1% | $14,116-91.9% | $12,270-90.7% |