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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,990 | $55,889-57.1% | $76,119-68.5% | $80,935-70.4% |
| Participation rate | 21.4% | 62.1%-40.6pp | 69.1%-47.6pp | 67.7%-46.2pp |
| Annual return | 18.04% | 20.58%-2.5pp | 361.25%-343.2pp | 35.66%-17.6pp |
| Employer contribution / active EE | $1,003 | $1,866-46.2% | $2,693-62.7% | $2,757-63.6% |
| Participant deferral / active EE | $1,813 | $3,051-40.6% | $4,259-57.4% | $4,299-57.8% |
| Admin fee / account holder | $2,064 | $5,241-60.6% | $6,421-67.9% | $6,924-70.2% |