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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,533 | $77,460-8.9% | $100,378-29.7% | $80,925-12.8% |
| Participation rate | 90.6% | 76.9%+13.6pp | 81.5%+9.1pp | 67.7%+22.9pp |
| Annual return | 11.66% | 37.24%-25.6pp | 49.41%-37.8pp | 35.65%-24.0pp |
| Employer contribution / active EE | $1,084 | $2,801-61.3% | $3,942-72.5% | $2,756-60.7% |
| Participant deferral / active EE | $4,596 | $6,818-32.6% | $8,087-43.2% | $4,299+6.9% |
| Admin fee / account holder | $9,919 | $5,887+68.5% | $7,899+25.6% | $6,940+42.9% |