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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,886 | $111,830-25.9% | $93,696-11.5% | $145,884-43.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 11.00% | 204.08%-193.1pp | 133.74%-122.7pp | 551.85%-540.9pp |
| Employer contribution / active EE | $0 | $3,093-100.0% | $2,422-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,468 | $4,920-29.5% | $4,417-21.5% | $6,690-48.2% |
| Admin fee / account holder | $941 | $10,249-90.8% | $8,287-88.6% | $13,392-93.0% |