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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,328 | $78,197+267.4% | $98,090+192.9% | $82,637+247.7% |
| Participation rate | 91.4% | 77.5%+14.0pp | 81.5%+9.9pp | 68.1%+23.4pp |
| Annual return | 16.26% | 40.25%-24.0pp | 37.05%-20.8pp | 53.51%-37.3pp |
| Employer contribution / active EE | $0 | $2,605-100.0% | $3,606-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $11,677 | $6,636+76.0% | $7,845+48.9% | $4,126+183.0% |
| Admin fee / account holder | $7,028 | $14,832-52.6% | $11,815-40.5% | $7,339-4.2% |