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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC.(NY) Service code 26 · EIN 04-1590850 | Advisory (Participants) | $12,956 |
Service code 15 · EIN 13-3646501 | Recordkeeping | $2,174 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,205 | $106,247+36.7% | $147,096-1.3% | $77,714+86.8% |
| Participation rate | 83.2% | 78.4%+4.8pp | 82.2%+1.0pp | 70.6%+12.6pp |
| Annual return | 18.19% | 56.87%-38.7pp | 419.75%-401.6pp | 31.26%-13.1pp |
| Employer contribution / active EE | $8,604 | $4,069+111.4% | $4,936+74.3% | $2,727+215.5% |
| Participant deferral / active EE | $13,823 | $7,996+72.9% | $8,071+71.3% | $4,649+197.3% |
| Admin fee / account holder | $346 | $338+2.3% | $13,005-97.3% | $433-20.1% |