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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,898 | $159,978+26.8% | $147,041+38.0% | $145,978+39.0% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 17.41% | 98.36%-81.0pp | 419.21%-401.8pp | 550.52%-533.1pp |
| Employer contribution / active EE | $3,126 | $5,288-40.9% | $4,935-36.7% | $4,662-32.9% |
| Participant deferral / active EE | $10,944 | $8,429+29.8% | $8,071+35.6% | $6,690+63.6% |
| Admin fee / account holder | $699 | $15,053-95.4% | $13,006-94.6% | $13,400-94.8% |