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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,317 | $213,785-23.1% | $185,441-11.4% | $155,188+5.9% |
| Participation rate | 92.3% | 83.2%+9.1pp | 80.3%+12.0pp | 80.8%+11.5pp |
| Annual return | 19.00% | 19.97%-1.0pp | 20.16%-1.2pp | 148.84%-129.8pp |
| Employer contribution / active EE | $2,995 | $5,393-44.5% | $4,672-35.9% | $4,248-29.5% |
| Participant deferral / active EE | $11,973 | $6,864+74.4% | $6,152+94.6% | $6,531+83.3% |
| Admin fee / account holder | $3,109 | $21,134-85.3% | $17,890-82.6% | $14,480-78.5% |