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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,697 | $69,273-80.2% | $90,796-84.9% | $82,637-83.4% |
| Participation rate | 93.0% | 64.0%+29.0pp | 69.5%+23.5pp | 68.1%+25.0pp |
| Annual return | 26.06% | 18.37%+7.7pp | 19.29%+6.8pp | 53.51%-27.4pp |
| Employer contribution / active EE | $1,697 | $1,865-9.0% | $2,294-26.0% | $2,552-33.5% |
| Participant deferral / active EE | $3,647 | $3,047+19.7% | $3,822-4.6% | $4,126-11.6% |
| Admin fee / account holder | $1,015 | $5,511-81.6% | $7,024-85.6% | $7,339-86.2% |