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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,748 | $102,393-23.1% | $147,041-46.4% | $80,911-2.7% |
| Participation rate | 68.9% | 75.9%-7.0pp | 82.2%-13.3pp | 67.6%+1.2pp |
| Annual return | 33.55% | 134.95%-101.4pp | 419.21%-385.7pp | 35.63%-2.1pp |
| Employer contribution / active EE | $3,986 | $3,715+7.3% | $4,935-19.2% | $2,756+44.6% |
| Participant deferral / active EE | $7,476 | $6,647+12.5% | $8,071-7.4% | $4,297+74.0% |
| Admin fee / account holder | $928 | $7,943-88.3% | $13,006-92.9% | $6,935-86.6% |