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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,748 | $102,385-23.1% | $147,080-46.5% | $80,935-2.7% |
| Participation rate | 68.9% | 75.9%-7.0pp | 82.2%-13.3pp | 67.7%+1.2pp |
| Annual return | 33.55% | 135.09%-101.5pp | 420.17%-386.6pp | 35.66%-2.1pp |
| Employer contribution / active EE | $3,986 | $3,717+7.2% | $4,933-19.2% | $2,757+44.6% |
| Participant deferral / active EE | $7,476 | $6,651+12.4% | $8,066-7.3% | $4,299+73.9% |
| Admin fee / account holder | $928 | $7,951-88.3% | $12,989-92.9% | $6,924-86.6% |