Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,919 | $94,436-70.4% | $115,599-75.8% | $82,637-66.2% |
| Participation rate | 50.0% | 70.4%-20.4pp | 74.3%-24.3pp | 68.1%-18.1pp |
| Annual return | 18.70% | 18.37%+0.3pp | 111.10%-92.4pp | 53.51%-34.8pp |
| Employer contribution / active EE | $2,183 | $2,324-6.1% | $2,955-26.1% | $2,552-14.5% |
| Participant deferral / active EE | $3,696 | $3,955-6.5% | $4,889-24.4% | $4,126-10.4% |
| Admin fee / account holder | $3,320 | $10,328-67.9% | $12,841-74.1% | $7,339-54.8% |