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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,216 | $181,062-73.4% | $158,223-69.5% | $155,188-68.9% |
| Participation rate | 40.9% | 82.7%-41.7pp | 79.2%-38.3pp | 80.8%-39.9pp |
| Annual return | 12.66% | 57.39%-44.7pp | 52.09%-39.4pp | 148.84%-136.2pp |
| Employer contribution / active EE | $1,370 | $4,565-70.0% | $4,109-66.7% | $4,248-67.8% |
| Participant deferral / active EE | $3,273 | $6,134-46.6% | $5,467-40.1% | $6,531-49.9% |
| Admin fee / account holder | $125 | $18,825-99.3% | $16,047-99.2% | $14,480-99.1% |