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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,585 | $183,516-69.2% | $155,534-63.6% | $145,884-61.2% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 14.39% | 61.43%-47.0pp | 64.92%-50.5pp | 551.85%-537.5pp |
| Employer contribution / active EE | $2,316 | $5,315-56.4% | $4,675-50.5% | $4,662-50.3% |
| Participant deferral / active EE | $6,516 | $6,467+0.8% | $5,630+15.7% | $6,690-2.6% |
| Admin fee / account holder | $481 | $19,293-97.5% | $15,900-97.0% | $13,392-96.4% |