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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,589 | $87,106-91.3% | $105,607-92.8% | $80,935-90.6% |
| Participation rate | 71.6% | 70.4%+1.1pp | 75.3%-3.7pp | 67.7%+3.9pp |
| Annual return | 14.41% | 17.01%-2.6pp | 116.11%-101.7pp | 35.66%-21.3pp |
| Employer contribution / active EE | $1,388 | $2,396-42.1% | $3,167-56.2% | $2,757-49.6% |
| Participant deferral / active EE | $1,928 | $3,986-51.6% | $5,011-61.5% | $4,299-55.2% |
| Admin fee / account holder | $772 | $8,447-90.9% | $10,958-93.0% | $6,924-88.9% |