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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,428 | $174,379+70.0% | $152,093+94.9% | $138,895+113.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.03% | 74.86%-64.8pp | 66.36%-56.3pp | 145.39%-135.4pp |
| Employer contribution / active EE | $12,480 | $4,652+168.3% | $4,175+198.9% | $4,194+197.6% |
| Participant deferral / active EE | $9,507 | $6,159+54.4% | $5,451+74.4% | $6,396+48.6% |
| Admin fee / account holder | $50,652 | $16,880+200.1% | $14,497+249.4% | $12,562+303.2% |