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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION3 years Service code 13 · EIN 35-1140070 | Contract Administrator | $72,896 |
THE RYDING COMPANY4 years Service code 15 · EIN 95-3497679 2659 TOWNSGATE RD., SUITE 101 · WESTLAKE VILLAGE, CA 91361 | Recordkeeping | $4,534 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,273 | $89,435-4.7% | $164,975-48.3% | $77,714+9.7% |
| Participation rate | 70.4% | 78.6%-8.2pp | 78.6%-8.2pp | 70.6%-0.2pp |
| Annual return | 13.33% | 28.82%-15.5pp | 70.12%-56.8pp | 31.26%-17.9pp |
| Employer contribution / active EE | $2,732 | $2,563+6.6% | $4,343-37.1% | $2,727+0.2% |
| Participant deferral / active EE | $5,974 | $4,901+21.9% | $6,033-1.0% | $4,649+28.5% |
| Admin fee / account holder | $321 | $340-5.4% | $12,688-97.5% | $433-25.8% |