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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,541 | $106,864+6.2% | $147,318-22.9% | $82,637+37.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.40% | 27.49%-9.1pp | 70.43%-52.0pp | 53.51%-35.1pp |
| Employer contribution / active EE | $4,626 | $3,417+35.4% | $4,593+0.7% | $2,552+81.3% |
| Participant deferral / active EE | $12,530 | $6,496+92.9% | $7,906+58.5% | $4,126+203.7% |
| Admin fee / account holder | $2,738 | $8,415-67.5% | $13,708-80.0% | $7,339-62.7% |