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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,256 | $56,197-51.5% | $67,652-59.7% | $59,633-54.3% |
| Participation rate | 88.0% | 71.5%+16.5pp | 75.7%+12.3pp | 68.7%+19.3pp |
| Annual return | -2.89% | 18508.10%-18511.0pp | 6625.40%-6628.3pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,965 | $2,844-30.9% | $3,560-44.8% | $3,192-38.4% |
| Admin fee / account holder | $3,212 | $3,958-18.9% | $4,821-33.4% | $4,297-25.3% |