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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,931 | $102,422+57.1% | $147,117+9.4% | $80,959+98.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 21.16% | 135.16%-114.0pp | 420.54%-399.4pp | 35.67%-14.5pp |
| Employer contribution / active EE | $10,149 | $3,717+173.0% | $4,932+105.8% | $2,757+268.1% |
| Participant deferral / active EE | $15,940 | $6,652+139.6% | $8,065+97.7% | $4,300+270.7% |
| Admin fee / account holder | $1,551 | $7,953-80.5% | $12,993-88.1% | $6,925-77.6% |