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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,383 | $106,524+98.4% | $152,301+38.8% | $87,485+141.6% |
| Participation rate | 96.6% | 75.8%+20.8pp | 82.4%+14.1pp | 68.9%+27.6pp |
| Annual return | 22.02% | 26.89%-4.9pp | 80.50%-58.5pp | 26.06%-4.0pp |
| Employer contribution / active EE | $10,657 | $3,371+216.1% | $4,624+130.5% | $2,596+310.5% |
| Participant deferral / active EE | $15,890 | $6,525+143.5% | $8,004+98.5% | $4,274+271.8% |
| Admin fee / account holder | $4,246 | $8,287-48.8% | $14,398-70.5% | $7,775-45.4% |