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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,243 | $111,535+200.6% | $105,223+218.6% | $137,256+144.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 16.30% | 237.85%-221.6pp | 180.65%-164.4pp | 220.34%-204.0pp |
| Employer contribution / active EE | $13,002 | $3,939+230.0% | $3,689+252.5% | $4,156+212.8% |
| Participant deferral / active EE | $11,124 | $5,500+102.3% | $5,072+119.3% | $6,407+73.6% |
| Admin fee / account holder | $14,032 | $9,721+44.3% | $8,859+58.4% | $12,270+14.4% |