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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,021 | $102,385-58.0% | $147,080-70.8% | $80,935-46.8% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 68.83% | 135.09%-66.3pp | 420.17%-351.3pp | 35.66%+33.2pp |
| Employer contribution / active EE | $2,607 | $3,717-29.9% | $4,933-47.2% | $2,757-5.4% |
| Participant deferral / active EE | $8,384 | $6,651+26.1% | $8,066+3.9% | $4,299+95.0% |
| Admin fee / account holder | $1,269 | $7,951-84.0% | $12,989-90.2% | $6,924-81.7% |