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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,069 | $111,830+259.5% | $93,696+329.1% | $145,884+175.6% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 8.50% | 204.08%-195.6pp | 133.74%-125.2pp | 551.85%-543.4pp |
| Employer contribution / active EE | $3,312 | $3,093+7.1% | $2,422+36.8% | $4,662-29.0% |
| Participant deferral / active EE | $20,333 | $4,920+313.3% | $4,417+360.4% | $6,690+204.0% |
| Admin fee / account holder | $0 | $10,249-100.0% | $8,287-100.0% | $13,392-100.0% |