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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,069 | $111,787+259.7% | $93,681+329.2% | $145,978+175.4% |
| Participation rate | 66.7% | 74.2%-7.6pp | 68.7%-2.1pp | 80.3%-13.6pp |
| Annual return | 8.50% | 203.52%-195.0pp | 133.47%-125.0pp | 550.52%-542.0pp |
| Employer contribution / active EE | $3,312 | $3,093+7.1% | $2,422+36.7% | $4,662-28.9% |
| Participant deferral / active EE | $20,333 | $4,918+313.5% | $4,415+360.5% | $6,690+204.0% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,290-100.0% | $13,400-100.0% |