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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,330 | $114,119+27.3% | $107,187+35.6% | $138,895+4.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 14.73% | 273.21%-258.5pp | 204.55%-189.8pp | 145.39%-130.7pp |
| Employer contribution / active EE | $3,259 | $4,059-19.7% | $3,782-13.8% | $4,194-22.3% |
| Participant deferral / active EE | $5,761 | $5,538+4.0% | $5,096+13.0% | $6,396-9.9% |
| Admin fee / account holder | $20,617 | $10,024+105.7% | $9,162+125.0% | $12,562+64.1% |