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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,194 | $110,379-2.9% | $102,412+4.7% | $145,884-26.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 14.26% | 24.84%-10.6pp | 24.94%-10.7pp | 551.85%-537.6pp |
| Employer contribution / active EE | $2,101 | $4,216-50.2% | $3,870-45.7% | $4,662-54.9% |
| Participant deferral / active EE | $12,703 | $5,622+126.0% | $5,060+151.0% | $6,690+89.9% |
| Admin fee / account holder | $1,249 | $9,745-87.2% | $8,388-85.1% | $13,392-90.7% |