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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,882 | $76,519-94.9% | $56,025-93.1% | $145,897-97.3% |
| Participation rate | 87.5% | 63.2%+24.3pp | 52.5%+35.0pp | 80.3%+7.2pp |
| Annual return | -12.21% | 3017.03%-3029.2pp | 1712.69%-1724.9pp | 552.29%-564.5pp |
| Employer contribution / active EE | $378 | $1,383-72.7% | $1,042-63.7% | $4,663-91.9% |
| Participant deferral / active EE | $1,968 | $2,624-25.0% | $1,955+0.7% | $6,689-70.6% |
| Admin fee / account holder | $1,617 | $3,331-51.5% | $2,828-42.8% | $13,390-87.9% |