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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,093 | $117,846-49.0% | $102,434-41.3% | $145,884-58.8% |
| Participation rate | 87.5% | 78.6%+8.9pp | 76.5%+11.0pp | 80.3%+7.2pp |
| Annual return | 11.60% | 31.90%-20.3pp | 29.46%-17.9pp | 551.85%-540.2pp |
| Employer contribution / active EE | $5,077 | $3,615+40.4% | $3,023+67.9% | $4,662+8.9% |
| Participant deferral / active EE | $9,314 | $5,733+62.4% | $5,055+84.2% | $6,690+39.2% |
| Admin fee / account holder | $537 | $13,356-96.0% | $9,462-94.3% | $13,392-96.0% |