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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,771 | $90,400+209.5% | $186,193+50.3% | $87,485+219.8% |
| Participation rate | 87.8% | 66.2%+21.6pp | 77.1%+10.7pp | 68.9%+18.8pp |
| Annual return | 17.60% | 22.15%-4.6pp | 78.03%-60.4pp | 26.06%-8.5pp |
| Employer contribution / active EE | $7,374 | $2,170+239.8% | $3,918+88.2% | $2,596+184.0% |
| Participant deferral / active EE | $19,871 | $4,330+358.9% | $6,513+205.1% | $4,274+365.0% |
| Admin fee / account holder | $17,759 | $8,673+104.8% | $11,058+60.6% | $7,775+128.4% |