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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,771 | $91,086+207.1% | $203,872+37.2% | $86,983+221.6% |
| Participation rate | 87.8% | 65.8%+21.9pp | 77.8%+10.0pp | 69.5%+18.2pp |
| Annual return | 17.60% | 22.30%-4.7pp | 85.11%-67.5pp | 25.83%-8.2pp |
| Employer contribution / active EE | $7,374 | $2,063+257.4% | $3,757+96.3% | $2,584+185.3% |
| Participant deferral / active EE | $19,871 | $4,019+394.5% | $6,388+211.1% | $4,194+373.8% |
| Admin fee / account holder | $17,759 | $8,987+97.6% | $11,730+51.4% | $7,856+126.1% |