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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,534 | $160,028+70.3% | $147,080+85.3% | $145,884+86.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.20% | 98.60%-77.4pp | 420.17%-399.0pp | 551.85%-530.7pp |
| Employer contribution / active EE | $14,509 | $5,286+174.5% | $4,933+194.1% | $4,662+211.2% |
| Participant deferral / active EE | $18,310 | $8,422+117.4% | $8,066+127.0% | $6,690+173.7% |
| Admin fee / account holder | $9,914 | $15,030-34.0% | $12,989-23.7% | $13,392-26.0% |