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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,218 | $147,556-89.0% | $129,031-87.4% | $198,609-91.8% |
| Participation rate | 81.0% | 77.2%+3.7pp | 73.4%+7.6pp | 82.4%-1.4pp |
| Annual return | 20.62% | 37.41%-16.8pp | 34.67%-14.0pp | 202.70%-182.1pp |
| Employer contribution / active EE | $1,857 | $3,645-49.0% | $3,226-42.4% | $5,055-63.3% |
| Participant deferral / active EE | $3,568 | $5,760-38.0% | $5,217-31.6% | $6,977-48.9% |
| Admin fee / account holder | $777 | $15,467-95.0% | $13,208-94.1% | $19,030-95.9% |