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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,339 | $162,136-69.0% | $152,301-66.9% | $154,746-67.5% |
| Participation rate | 93.3% | 84.1%+9.2pp | 82.4%+10.9pp | 80.7%+12.6pp |
| Annual return | 20.51% | 91.02%-70.5pp | 80.50%-60.0pp | 172.34%-151.8pp |
| Employer contribution / active EE | $2,120 | $4,890-56.7% | $4,624-54.2% | $4,379-51.6% |
| Participant deferral / active EE | $8,723 | $8,341+4.6% | $8,004+9.0% | $6,730+29.6% |
| Admin fee / account holder | $320 | $15,759-98.0% | $14,398-97.8% | $14,365-97.8% |