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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,265 | $101,618-59.4% | $93,063-55.7% | $137,256-69.9% |
| Participation rate | 53.8% | 74.9%-21.1pp | 72.1%-18.3pp | 80.0%-26.1pp |
| Annual return | 20.21% | 223.95%-203.7pp | 34.15%-13.9pp | 220.34%-200.1pp |
| Employer contribution / active EE | $1,510 | $2,707-44.2% | $2,476-39.0% | $4,156-63.7% |
| Participant deferral / active EE | $5,542 | $4,279+29.5% | $3,958+40.0% | $6,407-13.5% |
| Admin fee / account holder | $55 | $6,198-99.1% | $6,033-99.1% | $12,270-99.6% |