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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,265 | $125,778-67.2% | $114,563-64.0% | $154,746-73.3% |
| Participation rate | 53.8% | 75.2%-21.3pp | 72.9%-19.1pp | 80.7%-26.9pp |
| Annual return | 20.21% | 295.14%-274.9pp | 241.09%-220.9pp | 172.34%-152.1pp |
| Employer contribution / active EE | $1,510 | $2,806-46.2% | $2,592-41.8% | $4,379-65.5% |
| Participant deferral / active EE | $5,542 | $4,445+24.7% | $4,142+33.8% | $6,730-17.7% |
| Admin fee / account holder | $55 | $8,190-99.3% | $7,623-99.3% | $14,365-99.6% |