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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,166 | $76,407+278.5% | $150,298+92.4% | $82,448+250.7% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.43% | 39.99%-24.6pp | 62.79%-47.4pp | 41.64%-26.2pp |
| Employer contribution / active EE | $16,169 | $2,614+518.5% | $4,154+289.2% | $2,551+533.8% |
| Participant deferral / active EE | $20,132 | $3,214+526.3% | $5,453+269.2% | $4,139+386.4% |
| Admin fee / account holder | $12,209 | $6,352+92.2% | $14,116-13.5% | $7,234+68.8% |