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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,010 | $159,934+155.1% | $147,005+177.5% | $145,959+179.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 6.78% | 98.24%-91.5pp | 418.76%-412.0pp | 561.95%-555.2pp |
| Employer contribution / active EE | $24,201 | $5,287+357.7% | $4,934+390.5% | $4,661+419.2% |
| Participant deferral / active EE | $11,371 | $8,427+34.9% | $8,070+40.9% | $6,689+70.0% |
| Admin fee / account holder | $6,776 | $15,053-55.0% | $13,006-47.9% | $13,398-49.4% |