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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,185 | $185,312-98.3% | $161,489-98.0% | $154,746-97.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.59% | 103.84%-88.2pp | 89.72%-74.1pp | 172.34%-156.7pp |
| Employer contribution / active EE | $2,265 | $4,769-52.5% | $4,268-46.9% | $4,379-48.3% |
| Participant deferral / active EE | $3,089 | $6,350-51.3% | $5,630-45.1% | $6,730-54.1% |
| Admin fee / account holder | $1,660 | $18,654-91.1% | $16,006-89.6% | $14,365-88.4% |