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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,837 | $102,938+35.8% | $94,105+48.6% | $138,895+0.7% |
| Participation rate | 82.4% | 74.6%+7.7pp | 71.9%+10.4pp | 79.9%+2.4pp |
| Annual return | 4.83% | 250.28%-245.5pp | 204.55%-199.7pp | 145.39%-140.6pp |
| Employer contribution / active EE | $727 | $2,732-73.4% | $2,504-71.0% | $4,194-82.7% |
| Participant deferral / active EE | $8,127 | $4,196+93.7% | $3,881+109.4% | $6,396+27.1% |
| Admin fee / account holder | $29,070 | $6,600+340.5% | $6,199+368.9% | $12,562+131.4% |