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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,741 | $155,555+7.2% | $146,866+13.5% | $155,188+7.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.36% | 115.41%-103.1pp | 102.85%-90.5pp | 148.84%-136.5pp |
| Employer contribution / active EE | $26,615 | $4,647+472.8% | $4,425+501.5% | $4,248+526.6% |
| Participant deferral / active EE | $20,676 | $8,044+157.0% | $7,759+166.5% | $6,531+216.6% |
| Admin fee / account holder | $2,477 | $14,755-83.2% | $13,620-81.8% | $14,480-82.9% |