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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,586 | $87,106-40.8% | $105,607-51.2% | $80,935-36.3% |
| Participation rate | 93.8% | 70.4%+23.3pp | 75.3%+18.5pp | 67.7%+26.1pp |
| Annual return | 36.34% | 17.01%+19.3pp | 116.11%-79.8pp | 35.66%+0.7pp |
| Employer contribution / active EE | $4,072 | $2,396+69.9% | $3,167+28.6% | $2,757+47.7% |
| Participant deferral / active EE | $4,873 | $3,986+22.2% | $5,011-2.8% | $4,299+13.3% |
| Admin fee / account holder | $2,072 | $8,447-75.5% | $10,958-81.1% | $6,924-70.1% |